Realize Your Dream of Home Ownership

Welcome to Druian Mortgage & Loans, Inc. We are your California home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

  • As a real estate broker with extensive experience, working with Justin Druian has been a standout experience. He's the only mortgage lender I fully trust to consistently deliver for my clients. Justin excels in finding the best rates, and his dedication to client satisfaction is evident in every transaction. His clear communication and professionalism make… Davis Bartels - January 24, 2024
  • Justin’s level of confidence, his understanding and knowledge of real estate and the mortgage business is astounding and without equal. He made us feel comfortable, confident and was thorough as he patiently answered all our questions and concerns as we went through the process of securing a loan. We can’t say enough good things about… Barry & Diane Rogoff - November 3, 2023
  • I have worked with Justin on numerous deals since 2015. I have been in multiple fascist of the Real Estate world for almost 20 years; Justin has my absolute trust and I would recommend him to all. If you are looking for top level communication and honesty, this is who you want to work with! Ash Hammad - October 28, 2023
  • I have worked with Justin for many years as a realtor, and is always looking out for his clients best interests, and is very ethical, I would highly recommend, for all loans services, Justin and the durian mortgages and loans team, has always treated my clients with the highest respect and has gotten the best… James Beggs - October 28, 2023

Explore Your Loan Options

Loan Options

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Real Customer Experiences

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Current

California

Mortgage Rates

FHA Loans

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Last Updated: 2/24/2024

Conventional Loans

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Last Updated: 2/24/2024

VA Loans

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Last Updated: 2/24/2024

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Druian Mortgage & Loans, Inc. to receive a personalized rate for your specific situation. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval.

Popular California Home Loans Which loan is right for YOU?

First Time Homebuyers California

FHA Home Loans California California

FHA home loans are popular among California first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans California

Conventional Home Loans California California

A conventional(fixed-rate mortgage) is a popular type of home financing in California because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages California

Jumbo Home Loans California California

A jumbo home loan is a mortgage used to finance California properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

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5%

1%

5%

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$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in California? Now may be the right time to start saving money every month!

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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

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*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

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Contact Druian Mortgage & Loans, Inc.

Druian Mortgage & Loans, Inc.

3717 E. Thousand Oaks Blvd, Suite #155
Westlake Village, California 91362
(818) 355-7168
NMLS# 2509899

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If you have any immediate questions or concerns don't hesitate to give us a call @ (818) 355-7168

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